Authorim 31 name is travis and lived a long hard life just like the most of you so i created this page to hopefully teach some of you a little something about investing and starting young if i knew then what i know now i would be a millionaire
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So you've decided to start investing. Congratulations! Whether you're just starting out on your own, in the middle of your career, approaching retirement age, or in the midst of your golden years, this means you've begun to think about your financial future, and how you might prudently manage your capital so that it can work for you. Nobody starts out an expert, and even the best investors in the world were once sitting where you are. Let's start with two basic questions:
The First Investing Step Is Figuring Out Which Types of Assets You Want to OwnLet's start with this basic truth: At its core, investing is about laying out money today with the expectation of getting more money back in the future — which, accounting for time, adjusting for risk, and factoring in inflation, results in a satisfactory compound annual growth rate, particularly as compared to standards considered a "good" investment.
That's really it; the heart of the matter. You lay out cash or assets now, in the hope of more cash or assets returning to you tomorrow, or next year, or next decade. Most of the time, this is best achieved through the acquisition of productive assets. Productive assets are investments that internally throw off surplus money from some sort of activity. For example, if you buy a painting, it isn't a productive asset. One hundred years from now, you'll still only own the painting, which may or may not be worth more or less money. (You might, however, be able to convert it into a quasi-productive asset by opening a museum and charging admission to see it.) On the other hand, if you buy an apartment building, you'll not only have the building, but all of the cash it produces from rent and service income over that century. Even if the building were destroyed after a decade, you still have the cash flow from ten years of operation — which you could have used to support your lifestyle, given to charity, or reinvested into other opportunities. Each type of productive asset has its own pros and cons, unique quirks, legal traditions, tax rules, and other relevant details. Broadly speaking, investments in productive assets can be divided into a handful of major categories. Let's walk through the three most common kinds of investments: Stocks, bonds, and real estate.
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Contrary to popular belief, you don’t need to be rich to start investing. Even if you have less than $500 to invest, you can get in on some good investment ideas that only require a few hundred dollars to get started and there’s no single best way to invest. Whether you’re trying to save for retirement, earn additional income or achieve some other type of savings goal, here are six ways you can start investing with less than $500 — and two ways to be prepared before you even start funding your small investments. What to Do Before Jumping Into Small Investment IdeasAlthough dabbling in small investments and new investment ideas doesn’t require a lot of money, it does require some financial healthiness and responsibility. Before you even consider how to invest with little money, you should first ensure your financial health in two ways: Have an emergency fund. Trying to jump on the best investment ideas without first building an emergency fund is setting yourself up for failure, Paul Moyer of SavingFreak said. “As soon as a bad financial situation pops up — a car repair, or a medical bill, etc. — you are going to turn to that investment account to make up the difference.” Don’t sabotage your investments by failing to have an emergency fund. You should also pay off all high-interest credit cards. If you have limited resources, your cash is better put toward paying off credit cards that charge high interest rates before you start investing. The sooner you pay off this type of debt, the less you’ll spend on interest — and the more you’ll have to put toward your small investments that make money.
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How to Make Money Trading Forex8/25/2018 In the forex market, you buy or sell currencies.Placing a trade in the foreign exchange market is simple: the mechanics of a trade are very similar to those found in other markets (like the stock market), so if you have any experience in trading, you should be able to pick it up pretty quickly. The object of forex trading is to exchange one currency for another in the expectation that the price will change. More specifically, that the currency you bought will increase in value compared to the one you sold. An exchange rate is simply the ratio of one currency valued against another currency.For example, the USD/CHF exchange rate indicates how many U.S. dollars can purchase one Swiss franc, or how many Swiss francs you need to buy one U.S. dollar. How to Read a Forex QuoteCurrencies are always quoted in pairs, such as GBP/USD or USD/JPY. The reason they are quoted in pairs is because, in every foreign exchange transaction, you are simultaneously buying one currency and selling another.
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Every parent is concerned with providing for his or her child’s future. We want to feel secure knowing that if anything were to happen to us, our children would be taken care of. This is why many parents choose to invest money in different ways. Some parents will put money into bonds, while others invest in stocks, all with the goal of having earned enough money in the future to assist your children. We know that money may be tight, and that you may be looking for ways to trim your budget, but investing for your child is always a good idea. Maybe you want to be able to pay for their college, or their wedding, or simply guard against some unfortunate accident. No matter the reason, investing for your child’s future is a smart idea, and the best way to do that is with precious metals.
Raising a child isn’t cheap, and as they get older you are going to wish you had money saved away to assist them. Things like a college education are expensive, but if you start planning ahead early enough, the expenses can be manageable. Many parents who are looking for good ways to invest their money, with their child’s future in mind, choose precious metals. Precious metals are a wise investment for several reasons. The first reason is that unlike other forms of investment, such as stocks or bonds, with precious metals you are investing in a physical product. And since there is a limited quantity of these metals, their value will continue to rise as the amount of them shrinks. In addition to this, investing in precious metals allows your portfolio to have international appeal. This means that even if a certain country’s economy sinks, you are still protected because your investment is outside that government. This is different than if you had, as an example, an American bond. That bond is only really good in the U.S, but precious metals are a commodity everywhere. So what kind of precious metals can you invest in? For starters, you can invest in gold. Gold is what most countries base their currency value on, and it is one of the more common investment strategies. If you don’t want to go with gold items, another option is to invest in silver. Investing in silver is much the same as you would in gold; however the prices tend to fluctuate more. The price of silver largely depends on the current market for it, and how in demand it is. Lastly, your third option is to invest in platinum. Like gold and silver, platinum is traded at all times on global markets. Platinum tends to have a higher cost than gold, due to the fact that it is rarer. Each one of these metals has its own advantages and disadvantages, so if you want to invest in one of them, we suggest you research it as well as you can first. If you do so however, you will most likely find a very good investment opportunity that will help you to secure your child’s future. Don’t wait until it is too late to start securing your child’s future. Saving up enough money for the goals you have in mind, or to protect loved ones should something happen to you, takes time and a decent amount of planning. Whether you have other investments already in place for your child, or if this is your first time exploring it, precious metals are a good avenue to analyze. The only thing more precious than these metals is your child’s well being, so get started as soon as you can. . We want to feel secure knowing that if anything were to happen to us, our children would be taken care of. This is why many parents choose to invest money in different ways. Some parents will put money into bonds, while others invest in stocks, all with the goal of having earned enough money in the future to assist your children. We know that money may be tight, and that you may be looking for ways to trim your budget, but investing for your child is always a good idea. Maybe you want to be able to pay for their college, or their wedding, or simply guard against some unfortunate accident. No matter the reason, investing for your child’s future is a smart idea, and the best way to do that is with precious metals. Raising a child isn’t cheap, and as they get older you are going to wish you had money saved away to assist them. Things like a college education are expensive, but if you start planning ahead early enough, the expenses can be manageable. Many parents who are looking for good ways to invest their money, with their child’s future in mind, choose precious metals. Precious metals are a wise investment for several reasons. The first reason is that unlike other forms of investment, such as stocks or bonds, with precious metals you are investing in a physical product. And since there is a limited quantity of these metals, their value will continue to rise as the amount of them shrinks. In addition to this, investing in precious metals allows your portfolio to have international appeal. This means that even if a certain country’s economy sinks, you are still protected because your investment is outside that government. This is different than if you had, as an example, an American bond. That bond is only really good in the U.S, but precious metals are a commodity everywhere. So what kind of precious metals can you invest in? For starters, you can invest in gold. Gold is what most countries base their currency value on, and it is one of the more common investment strategies. If you don’t want to go with gold items, another option is to invest in silver. Investing in silver is much the same as you would in gold; however the prices tend to fluctuate more. The price of silver largely depends on the current market for it, and how in demand it is. Lastly, your third option is to invest in platinum. Like gold and silver, platinum is traded at all times on global markets. Platinum tends to have a higher cost than gold, due to the fact that it is rarer. Each one of these metals has its own advantages and disadvantages, so if you want to invest in one of them, we suggest you research it as well as you can first. If you do so however, you will most likely find a very good investment opportunity that will help you to secure your child’s future. Don’t wait until it is too late to start securing your child’s future. Saving up enough money for the goals you have in mind, or to protect loved ones should something happen to you, takes time and a decent amount of planning. Whether you have other investments already in place for your child, or if this is your first time exploring it, precious metals are a good avenue to analyze. The only thing more precious than these metals is your child’s well being, so get started as soon as you can.
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Economy- and earnings-focused investors ‘can compartmentalize,’Corporate earnings and the economy still appear to carry more weight with investors than President Donald Trump’s mounting legal and political woes, including the threat of impeachment.
According to political prediction markets, impeachment odds rose after Trump’s former personal attorney on Tuesday pleaded guilty to campaign finance violations and his former campaign manager was convicted on tax and bank fraud charges. In a Thursday interview on Fox News Channel, Trump predicted that if he were to be impeached, the stock market would “crash.” Investors aren’t in panic mode, however. Stocks have drifted slightly lower but have largely held their ground. The S&P 500 SPX, -0.17% ended less than 0.1% lower on Wednesday after flipping between small gains and losses, while the Dow industrials DJIA, -0.30% shed 0.3%. Stocks on Thursday gave up early gains to finish slightly lower, but left the S&P 500 just 0.6% away from its all-time high.
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High-Frequency Trading8/21/2018 With No Frills and No Commissions, Robinhood App Takes On Big BrokeragesA start-up called Robinhood Markets is taking on the big brokerage firms with its commission-free trading app, and appears to be making headway. Since its introduction in December 2014, the app has attracted a million users and executed more than $30 billion in trades, up from $2 billion in 2015.
Despite the app’s hype and surging popularity, some industry experts question if the free-trades business model can survive, or if it will wind up joining other start-ups that have crashed and burned. The company currently makes money primarily from interest on customer cash balances. At Robinhood, there is no minimum deposit to register an account, and there are no trading fees for customers who buy and sell United States-listed stocks and exchange-traded funds. To keep costs down, the company, in Palo Alto, Calif., takes a no-frills approach. It has no storefront offices. It does not provide research reports, analytical tools, stock screening gizmos or options trading on its platform. “Uber opened our eyes that if you could hail a car off your phone and watch movies, why can’t I trade 10 shares of Facebook or a thousand shares?” said Howard Lindzon, a general partner of the Social Leverage Fund and a founder of StockTwits, a financial communications platform. His fund holds an equity stake in Robinhood. Feb. 18, 2017
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Gold8/18/2018 Gold ends above $1,200 as dollar adds to weekly declineGold prices climbed on Wednesday, ending above the closely watched $1,200 level as the leading dollar index extended its losses for the week.
Prices for the yellow metal extended their gains, then slipped back in electronic trading after minutes from the U.S. Federal Reserve’s August meeting. The minutes signaled support for another interest-rate hike in September, but suggested that officials may have to pause hikes if international trade disputes intensify. |